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U.S. Bank FlexPerks® Cash Rewards Visa® Card

FlexPerks® Cash Rewards Visa® Platinum

Earn rewards on your terms, and make your everyday purchases count for more! With a FlexPerks Cash Rewards Visa® Credit Card, you’ll enjoy all this:

Benefits
The FlexPerks Visa Cash Reward Credit Card offers many valuable standard benefits:

  • Extended Warranty Coverage - Double the manufacturer's (up to one year).
  • Free U.S. Bank Internet Banking – View and download your transaction history, check your balance and view your statement online, anytime.
  • Internet Banking customers receive their Experian® Credit Score – at no cost.
  • Internet Bill Pay – Earn rewards even faster when you pay bills online with your card.
  • Zero Fraud Liability1 – You are not responsible for unauthorized transactions if your FlexPerks® Cash Rewards Visa® Card or account number is ever lost or stolen. If your card is lost or stolen, replacement cards can be sent within 48 hours.
  • Fraud Protection – Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud.
  • U.S.Bank Shopping Mall. Now we're making it easier for you to earn cash back! Just by owning a U.S. Bank FlexPerks Cash Rewards Visa® Credit Card, you have the opportunity to save at hundreds of merchants every day. The Visa Partner Advantage offers you special savings and discounts at great online merchants you know and trust.
This card also protects you on the road:
  • Free Collision/Damage Insurance - You're fully covered when you use your U.S. Bank FlexPerks Cash Rewards Visa® Credit Card to rent a car. Save up to $15 a day.
Rewards
Our simple plan makes earning cash back a breeze:

  • Earn cash back - a full 1% - on all purchases made with your U.S. Bank FlexPerks Cash Rewards Visa® Credit Card.
  • Redeem as soon as your rewards reach $20. The cash rewards can really add up over the course of the year.
  • Redeem earned cash rewards in $5 increments online (with a minimum redemption of $20) in the Rewards Center or over the phone at 800-285-8585.
  • Rewards are calculated monthly, and a rolling total appears on your monthly statement.
  • You can choose to redeem your cash rewards as a deposit into your U.S. Bank deposit account (checking, savings or money market), a U.S. Bank Rewards Card or a statement credit.
How to Redeem Rewards:
View Terms & Conditions.
How to Apply
It’s easy to apply online and takes less than 10 minutes to complete:

Step 1: Select Joint or Individual Application.
Step 2: Review and accept the Application Terms and Conditions.
Step 3: Complete the online application.
Step 4: Submit your application.

Getting Started
To apply online, you’ll need:3
  • a Social Security Number
  • a Driver's License, State ID or Military ID
  • to be at least 18 years old and a legal U.S. resident
Helpful tips: Our Privacy Policy allows your personal information to be displayed for 15 minutes of inactivity. If you’re interrupted or unable to finish your application, select the “Save and Exit” button and follow the instructions. You can save your application information for up to 30 days and return at your convenience to complete it.

Once you’ve submitted your application, please remain online to receive your final decision and information about product acceptance. You should get a decision within minutes.

3Please visit a branch if you do not meet the qualifications.
Choosing a Credit Card
The U.S. Bank FlexPerks Cash Rewards Visa Credit Card is great if you use the card regularly but typically don’t carry a high balance. Cash rewards can accumulate fast, depending on your spending habits, especially if you choose the online option to charge bill payments to the card.

Not quite sure which card is right for you? Try our Credit Card Recommender. Check the appropriate answers on the short questionnaire to see which choices best fit your lifestyle and credit card needs.

Some factors you might consider:
  • How important is earning rewards to you?
  • Do you want the ability to transfer balances from another credit card to your new FlexPerks Card?
  • Do you typically carry a balance from month-to-month?
  • What sort of rewards are you most interested in?
You can also browse available options in our credit card overview to determine which card works best for your individual needs.
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How to Apply
Apply Online
800-524-6603
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We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association ND and its affiliates as provided under the Cardmember Agreement and applicable law.

Your introductory APR applies to balance transfers and the rates are valid for six (6) billing cycles. The introductory rate does not apply to cash advances or purchases. Balance Transfer fees of 4% of each transfer amount ($5 minimum) applies. We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

  1. U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

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  2. Limitations and restrictions may apply. Consult your Guide to Benefits & Services in the new account materials for details.

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This card is issued by U.S. Bank National Association ND pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

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How to Apply

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800-524-6603

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