Tools To Manage Business Expenses
U.S. Bank wants to see you and your business succeed. That's why we offer a wide variety of small business credit cards to meet the needs of your growing
business. View and compare all of our business credit card features with the Business Card Comparison Chart.
The Cash Rewards earned is three percent (3%) of Net Purchases made on cellular, gas and office supplies. All other Net Purchases will earn one percent (1%) Cash Rewards. Merchants must submit the charge under the appropriate merchant or industry code, as established by Visa and the merchant to qualify for rewards. Full details will be provided when you become a cardmember.
Provided your Account is open, current and otherwise in good standing, an annual bonus equal to 25% of your prior year's Cash Rewards, up to a maximum of $250, will be awarded following your Cash Rewards Enrollment Anniversary Date. Full details will be provided when you become a cardmember. $0 the first year and each year that you charge at least one purchase to the Account, otherwise $25 per cardmember annually. See your Cardmember Agreement for details.
Earn 10% in Ace Rewards points for each net $1 spent when you use your Ace Rewards Visa Card on category purchases up to the total purchase dollar amount specified for each program. The 10% in Ace Rewards points is calculated as follows: for every net $1 spent on category purchases, you will earn 1% in Ace Rewards points as well as an additional 9% in bonus Ace Rewards points. Points will be awarded within 6 weeks after the conclusion of each offer. Category purchases in excess of the specified amounts will automatically earn 1% for each net $1 spent. To participate, you must be an Ace Rewards Visa Cardmember in good standing (account open for at least 40 days and not over-the-credit limit or past due on the closing date for the billing cycle) and sign up at acerewardsvisa.com for each 10% quarterly offer before the end date for each promotion. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.
Ace customers who are approved for the Ace Rewards Visa Card will be automatically enrolled in the Ace Rewards Loyalty program if they are not already Ace Rewards Loyalty program members. The 5% in Ace Rewards points is calculated based on the 3% earned for every net $1 spent at participating Ace stores plus an additional 2% Bonus Rewards points on Ace store purchases when you reach a minimum spend of $12,000 anywhere Visa is accepted in a calendar year. The 2% Bonus Rewards points will be awarded in a lump sum on the Cardmember's Ace Rewards Visa periodic statement during the subsequent first quarter of each calendar year.
U.S. Bank does not control which Ace locations participate in the Ace Rewards loyalty program. While a Cardmember should receive Ace Rewards at all Ace locations when the Cardmember uses the Ace Rewards Visa Card, not all Ace stores will accept the Ace Rewards Certificates earned through card use.
